The complete tech stack to launch and run a lending business.
Wesoftek builds the full digital rails — Origination, KYC, decisioning, disbursal, servicing, analytics and Collections. Application to money in under 2 minutes.
Two live, clickable prototypes — try the borrower journey and the lender-side dashboard.
Everything you need to lend, in one stack
Modular products that work beautifully alone — and even better together.
Loan Origination System (LOS)
End-to-end Origination with web & app customer journeys — application, offer, e-agreement, disbursal.
Loan Management System (LMS)
Full servicing lifecycle: repayment schedules, EMIs, foreclosure, restructuring, ledgers & statements.
LOS Ops Dashboard
The lender-side console — monitor applications, KYC status, decisioning, disbursals and KPIs in real time.
KYC / CKYC / VKYC stack
Aadhaar e-KYC, CKYC download, Video-KYC with liveness & face match, PAN verification & name-match.
BRE & Credit Decisioning
Configurable Business Rules Engine (BRE) & scorecards for instant, consistent decisions.
Bureau & Account Aggregator
CRIF, CIBIL, Equifax & Experian normalised into one feed + consent-based bank data via AA.
Disbursal & Payments
Penny-drop verification, UPI & wire (IMPS / NEFT / RTGS) payouts, e-Sign / e-mandate — straight to the customer's account.
Analytics & BI
Metabase / Power BI dashboards set up & maintained — funnel, approvals, portfolio, Collections.
Customer CRM & Ops
360° customer view for ops, credit and Collections teams — one screen, every touchpoint.
One pipeline, application to disbursal
Five clean stages, one integrated stack. No swivel-chair between vendors.
Onboard
Mobile-first application with pre-fill and instant eligibility.
KYC
Aadhaar e-KYC, PAN, VKYC & liveness — all in one flow.
Decision
Bureau + AA data through the BRE for an instant, auditable offer.
Verify
Penny-drop bank verification, employer & income checks.
Sign & disburse
e-Sign, e-mandate and IMPS payout — straight to the account.
Built to keep you compliant and always-on
The unglamorous work — infra, security, uptime and audits — is on us, so your team can focus on lending.
- RBI Compliant Infrastructure with read replicas, DC/DR and audit logging
- Security by design — encryption in transit & at rest, RBAC, audit trails
- Engineering & product support — we own every third-party integration
- Proactive 24×7 monitoring & DevOps
Compliance summary
The four pillars we operate on.
Custom-built for every lending product
NBFCs, DSAs and Fintechs — from a first prototype to full production.
See both sides of the platform, live
Two clickable prototypes — the borrower journey and the lender ops console.
Personal Loan Journey
Walk through the full customer flow — onboarding, KYC, offer, e-Sign and disbursal — in under 2 minutes.
LOS Ops Dashboard
See how your ops, credit and Collections teams monitor applications, KYC status, decisioning and payouts.